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Insurance and Financing in Hackensack, NJ
Cost should never stand between you and the care you need. We work with every financing option available to you, and our treatment coordinators will help you find a plan that fits your budget.
Finance Options Available, for Your Dental Treatments
We believe a healthy, confident smile should be within reach, whatever your situation. In the doctor's own words, we will find a way. We try every avenue, and our dedicated team of treatment coordinators will sit down with you to walk through your options until we land on a plan that works.
Schedule Your Consultation
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Pay off at any time
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Flexible deposits
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Split the cost
Cherry Payment Plans
Cherry is one of the most popular healthcare financing options, built specifically for dental and medical care. You can apply in minutes with a soft credit check that does not affect your score, and qualified applicants can access 0% APR plans with no deferred interest. Payment terms range from 3 to 60 months.
Key Features:
- Soft credit check, no impact to apply
- 0% APR for qualifying applicants, no deferred interest
- Plans from 3 to 60 months
- Fast online application with a quick decision
Healthcare Finance Direct
HFD focuses on making larger treatment plans manageable, with flexible structures designed to fit a range of budgets and credit situations. Our coordinators can walk you through whether HFD is the right fit for your treatment.
Key Features:
- Options for a range of credit profiles
- Flexible terms for larger cases
- Guided by our treatment coordinators
Proceed Finance
Proceed specializes in financing larger and more comprehensive dental cases, such as full-arch and full-mouth treatment, with longer installment options and true 0% APR plans for those who qualify.
Key Features:
- Built for larger, comprehensive cases
- Longer-term installment options
- 0% APR options for qualifying applicants
CareCredit
CareCredit is a long-established healthcare credit card offering promotional no-interest periods when the balance is paid in full within the promotional window. Our coordinators will explain the terms clearly, so you know exactly how the promotional period works before you commit.
Key Features:
- Widely accepted healthcare financing
- Promotional no-interest periods when paid in full on time
- Soft credit check option to apply
Not Sure What Your Insurance Actually Covers?
Insurance can be confusing, especially when it comes to implants, crowns, and restorative work. Our team verifies your benefits, explains what your plan actually pays, and gives you a clear estimate up front, before any treatment begins.
- Benefits Verified Up Front. Before any treatment starts, we review your plan and confirm your coverage in advance, so you know exactly what insurance will pay and what you will owe. No surprise bills after the fact.
- Every Dollar of Coverage Used. Insurance rarely covers the full cost of implant or restorative work, but it often covers more than people expect. Our coordinators handle the paperwork and claims for you and make sure you get every dollar of the benefit you are entitled to.
- Combined with Financing. Where insurance covers only part, financing bridges the rest. We help you combine the two so your care stays affordable, and we flag any unused annual benefits before they expire at year end.
Verify My Benefits
Answering Your Questions About Insurance and Financing
Do I need good credit to qualify?
Will applying affect my credit score?
How much can I finance?
What are the monthly payments like?
Do you take my dental insurance?
Can I combine insurance and financing?
What if I still cannot afford it?